اردو

Schedule of Charges effective 23rd Nov, 2021

S:No	Fund Name		Management fee as a % of net asset (unless mentioned otherwise)	Expense Ratio Limits
CONVENTIONAL CIS / PENSIONS FUND
1	UBL Stock Advantage Fund	USF	Upto 3%	4.50%
2	UBL Special Savings Plan-I UBL Special Savings Fund	USSP-I	1%	2.50%
3	UBL Special Savings Plan-II UBL Special Savings Fund	USSP-II	1%	2.50%
4	UBL Special Savings Plan-III UBL Special Savings Fund	USSP-III	1%	2.50%
5	UBL Special Savings Plan-IV UBL Special Savings Fund	USSP-IV	1%	2.50%
6	UBL Special Savings Plan-V UBL Special Savings Fund	USSP-V	0.10%	2.50%
7	UBL Special Savings Plan-VI UBL Special Savings Fund	USSP-VI	1%	2.50%
8	UBL Special Savings Plan-VIII UBL Special Savings Fund II	USSP-VIII	0.75%	2.50%
9	UBL Money Market Fund	UMMF	Upto 5% *	2.00%
10	UBL Liquidity Plus Fund	ULPF	Upto 5% *	2.00%
11	UBL Income Opportunity Fund	UIOF	Upto 10% *	2.50%
12	UBL Growth & Income Fund	UGIF	Upto 15% *	2.50%
13	UBL Government Securities Fund	UGSF	Upto 10% *	2.50%
14	UBL Financial Sector Fund	UFSF	Upto 3%	4.50%
15	UBL Dedicated Equity Fund	UDEF	2%	4.50%
16	UBL Cash Fund	UCF	N/a	2.00%
17	UBL Asset Allocation Fund	UAAF	1%	4.50%
18	UBL Pakistan Enterprise Exchange Traded Fund – UBLP-ETF	UBLP-ETF	0.65%	1.50%
19	UBL Active Principal Preservation plan – III UBL Financial Planning Fund (UFPF)	UAPPP-III	N/a	0.50%
20	UBL Retirement Saving Funds (URSF) – Commodity Sub Fund	URSF-CSF	1.50%	2.50%
21	UBL Retirement Saving Funds (URSF) – Debt Sub Fund	URSF-DSF	1.50%	2.50%
22	UBL Retirement Saving Funds (URSF) – Equity Sub Fund	URSF-ESF	1.50%	4.50%
23	UBL Retirement Saving Funds (URSF) – Money Market Sub Fund	URSF-MMSF	1.50%	2.00%

ISLAMIC CIS / PENSIONS FUND
24	Al-Ameen Shahriah Stock Fund	ASSF	Upto 3%	4.50%
25	Al-Ameen Islamic Sovereign Fund	AISF	1%	2.50%
26	Al-Ameen Islamic Cash Fund	AICF	Upto 5% *	2.00%
27	Al-Ameen Islamic Asset Allocation Fund	AIAAF	2%	4.50%
28	Al-Ameen Islamic Aggressive Income Fund	AIAIF	Upto 1.5% **	2.50%
29	Al Ameen-Islamic Dedicated Equity Fund	AIDEF	2%	4.50%
30	Al Ameen-Islamic Energy Fund	AIEF	Upto 3%	4.50%
31	Al Ameen Islamic Active Principal Preservation Plan IV Al-Ameen Islamic Financial Planning Fund-III (AIFPF-III)	AIAPPP-IV	N/A	0.50%
32	Al Ameen Islamic Active Allocation Plan XI Al-Ameen Islamic Financial Planning Fund-II (AIFPF-III)	AIACTAP-XI	N/A	0.50%
33	Al Ameen Islamic Retirement Savings Fund-Debt Sub Fund	AIRSF-DSF	1.50%	2.50%
34	Al Ameen Islamic Retirement Savings Fund-Money Market Sub Fund	AIRSF-MMSF	1.50%	2.00%
35	Al Ameen Islamic Retirement Savings Fund-Equity Sub Fund	AIRSF-ESF	1.50%	4.50%
36	Al Ameen Special Savings Fund – Al Ameen Islamic Special Savings Plan – II (AISSP-II)	AISSP-II	0.75%	2.50%
37	Al Ameen Islamic Aggressive Income Fund – Al Ameen Islamic Aggressive Income Plan – I (AIAIF-AIAIP-I)	AIAIP-I	0.15%	2.50%
38	Al-Ameen Islamic Cash Plan -I	AICP-I	Upto 5% *	2.00%

* On the basis of daily Gross earnings of the fund with floor and cap as per offering document of the respective fund.
** Subject to floor and cap as per offering document of the respective fund.
Miscellaneous Taxes/ Charges
1	Structuring Fee/Front End load		Up to 3%	Charges applicable at the time of purchase of units via physical &/or online means.
2	Back End Load		Up to 5%	Charges applicable at the time of encashment of units.
4	Capital Gains Tax (CGT)		0% to 25% (For Filer) Note: For Non-Filer, the tax rate would increased by 100%	Category	Stock Fund		Money market Fund, Income Fund or any other fund
				Category	If Capital Gains greater than Dividends	If Capital Gains less than Dividends	Money market Fund, Income Fund or any other fund
				Individual & AOP	12.5%	10%	10%
				Company	12.5%	10%	25%
				Where the holding period is greater than 4 years, no tax will be with held.
5	Sindh Sales Tax (SST)		13%	Effective from July 2016, 13% will be charged on front end load deductions. The calculation becomes 3*13% = 0.39 + 3 = 3.39 (SST may revise on yearly basis)
6	Withholding Tax (WHT)		15% (for filer) Applicable on Cash Dividends Note: For Non-Filer, the tax rate would increased by 100%	Type		All Funds
						Filer	Non-Filer
				Individual		15%	30%
				Company		15%	30%
				AOP		15%	30%
7	Federal Excise Duty (FED)		Nil	Effective from July 2016, FED will not be applicable.
8	Zakat		2.5%	Incase of Zakat applicability.
9	Taxation on Bonus Units		Nil	Effective from July 2018, Tax on bonus units will not be applicable.
10	Redemption through Physical Form		Nil	–
11	Conversion through Physical Form		Rs. 100	Processing Charges on conversion transaction via Physical Form. No charges applicable on transactions received via UBL Funds Tele-Transact, Mobile (SMS) Transact, Online Portal &/or SMART Savings App.
12	Issuance of Physical Certificate		Rs. 25	–
Bank Levy
13	Redemption through online (Other than UBL Bank)		Nil	For UBL Fund Managers’ Customers
Note: Charges may change as per prevailing laws and/or constitutive documents. In case of Bank/Stock holiday transaction will be processed on next business day price.