Is This The Retirement You Envision?

If you save Rs. every month for year(s), the value of your investments at the end of this period would be Rs. (on an assumed rate of return of % p.a.)(The result are based on inflation - adjusted annual returns reduced by 50%).

The amount that you would have invested during this period would be Rs. .

Option 1:
You can withdraw your full amount of Rs. . In this case 50% of the amount will be tax-free, while on the remaining 50% amount, tax will be charged.

Option 2:
You can withdraw 50% (tax-free) of Rs. , which will come out to Rs. , and invest the remaining 50% in a monthly income plan to receive Rs. on a monthly basis for the next 10 years (at an assumed rate of 12% p.a.).

Option 3:
Instead of withdrawing a lump sum amount at retirement, you can invest the complete amount of Rs. in a monthly income plan to receive Rs. on a monthly basis for the next 10 years (at an assumed rate of 12% p.a.).